Terms of Service
Last Updated: November 15, 2023
Welcome to Kenalo Xemoza Financial Education. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.
Eligibility
You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
Account Registration
To access certain features of our services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
Service Description
Kenalo Xemoza provides financial education services, including but not limited to online courses, coaching sessions, educational materials, and tools designed to improve personal financial literacy. Our services are educational in nature and do not constitute financial advice.
Fees and Payment
Access to certain services requires payment of fees. You agree to pay all applicable fees in accordance with the pricing terms presented to you. All fees are non-refundable except as required by law or as otherwise specifically permitted in these Terms.
Intellectual Property Rights
All content included on our platform, such as text, graphics, logos, images, audio clips, video clips, digital downloads, data compilations, and software, is the property of Kenalo Xemoza or its content suppliers and protected by international copyright laws.
User Conduct
You agree not to use our services to:
- Violate any applicable law or regulation
- Infringe upon the rights of others
- Engage in any fraudulent, abusive, or otherwise illegal activity
- Distribute viruses or other harmful computer code
- Attempt to gain unauthorized access to our systems or networks
- Interfere with or disrupt the integrity or performance of our services
Disclaimer of Warranties
Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
Limitation of Liability
To the fullest extent permitted by law, Kenalo Xemoza shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your access to or use of or inability to access or use the services.
Indemnification
You agree to indemnify and hold harmless Kenalo Xemoza and its officers, directors, employees, and agents from and against any claims, disputes, demands, liabilities, damages, losses, and costs and expenses, including without limitation reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of our services.
Termination
We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.
Contact Information
If you have any questions about these Terms, please contact us at:
Kenalo Xemoza Financial Education
123 Financial Drive, Toronto, ON M5J 2S8
Email: legal@kenalo-xemoza.sbs
Phone: +1 4377203035